Cedar shake roofs are aesthetic and long lasting when properly maintained, especially in areas where there is plenty of moisture. However, due to the low humidity conditions and unique vulnerability to wildfires in the Front Range, the emphasis in Colorado Springs area has been to move away from the cedar roofs. Pikes Peak Regional Building Department has disallowed more than 25% replacement on cedar roofs.
The most affordable and common replacement is a composition roof made of asphalt shingles. This meets the fire rating requirements for the local building codes.
Cedar wood shake roofs naturally breathe, so ventilation is not normally an issue. Asphalt roofs, on the other hand, are air tight and do not breathe without adding a proper ventilation system. When transitioning from a cedar shake roof to an asphalt roof, the ventilation system has to be addressed or the result will be “raining” inside the house.
The lack of airflow causes moisture to build up inside the house. Heat from the exterior causes it to rise and condense, much like a cloud. Eventually it will perspire causing a raining affect inside the home.
Each home is built differently so it is advisable to consult with an engineer regarding the optimal ventilation for your home when transitioning to an asphalt roof from a wood shake roof. It could prevent interior damages as well as save considerable money over time on utilities.
Once again, Integrity Roofing and Painting, LLC has earned the Super Service Award for Angie’s List. This marks another consecutive year of being awarded for quality customer service. Prioritizing the client has proven to be an excellent way of doing business, benefiting both Integrity Roofing and Painting, LLC and its clients. Congratulations to the project managers, clients, and support personnel who contributed to this award.
In many parts of the country, insurance companies determine the property insurance based on a percentage of the value of the home. Currently in Colorado, the majority of insurance companies still offer a set deductible of $1000.
We have, however, noticed an increase in the number of deductibles that are being set based on a 1% value of the home here in the Colorado market. We have also seen a trend in which several large insurance companies follow suit after a major competitor has successfully made such a change in their policies without too much resistance.
Of course, deductibles are not the only factor in choosing an insurance company, but it does impact you significantly when filing a claim. It is worth asking your agent upon renewal what their current policy is on deductibles and what the forecast is for basis of deductibles in the near future. Your agent should be able to share specific details with you on your property insurance and what changes you may be facing.
Recoverable Depreciation usually refers to the monies that are held back for repairs in an insurance claim. Most insurance companies hold back the depreciation until proof that the repairs have been completed is received.
We are sending out a friendly reminder that the window of opportunity to recover depreciation on your roof and other hail damage repairs may be coming to a close. The 2014 Hail Storm that hit Colorado Springs and the surrounding areas was on May 21st. The 2014 hail storm that hit Denver was later in the season.
Most insurance companies allow 365 days to complete and invoice for repairs. Travelers and a few others allow 180 days. St Farm and a few others allow 2 years, but will not necessarily adjust for price increases which can cause problems in getting repairs done adequately.
It is critical that you start this process now so that your insurance company receives the final invoices for work completed by the 19th of May. Some insurance companies will allow you to get an extension on your claim. If you determine that you may miss the deadline to recover your depreciation, it is advisable to call and get an extension, in writing if possible.
It would be very helpful for you to find out from your insurance company what their policy is on how Recoverable Depreciation works within your roof claim and to insure that you can collect on your deprecation. Details are usually listed on the claim summary. You can also call your adjuster or claim office directly.
Of course, you can call our office if you know that the deadline to recover your depreciation is coming up. We are happy to assist you with this process with your insurance.
Award reflects company’s consistently high level of customer service
Integrity Roofing and Painting, LLC has earned the service industry’s coveted Angie’s List Super Service Award, reflecting an exemplary year of service provided to members of the local services marketplace and consumer review site in 2014.
“Only about 5 percent of the Roofing companies in Colorado Springs/Denver have performed so consistently well enough to earn our Super Service Award,” said Angie’s List Founder Angie Hicks. “It’s a really high standard.”
Angie’s List Super Service Award 2014 winners have met strict eligibility requirements, which include an “A” rating in overall grade, recent grade, and review period grade; the company must be in good standing with Angie’s List, pass a background check and abide by Angie’s List operational guidelines.
Service company ratings are updated daily on Angie’s List. Companies are graded on an A through F scale in areas ranging from price to professionalism to punctuality.
Angie’s List helps facilitate happy transactions between nearly 3 million consumers nationwide and its collection of highly-rated service providers in 720 categories of service, ranging from home improvement to health care. Built on a foundation of authentic reviews of local service, Angie’s List connects consumers directly to its online marketplace of services from member-reviewed providers, and offers unique tools and support designed to improve the local service experience for both consumers and service professionals.