Hail Damage Repair
1. How do I know if I have hail damage to my roof?
If your neighbors are having their roof replaced from a hailstorm you probably need one too.w
If your window beading, window screens, siding are automobile is damaged from hail your roof is probably damaged.
If you can see hail hits on your roof from the ground your roof needs to be replaced.
If your skylight was broken from the hail storm you probably need a new roof.
If you find a large volume of roof granules washing off your roof you might have hail damage.
If one of our representatives inspects your roof and finds damage.
If you do not have Hail Resistant Roofing you are more vulnerable to this
Hail Damage Roofing Experts
2. Can I see hail damage from the ground?
Many times evidence of hail is seen from the ground. We inspect window screens, window beading, siding, gutters, oxidized metal surfaces, fences, sidewalks and mailboxes before we inspect the roof. If we find collateral damage at ground level it is likely the roof is damaged.
Sometimes we find no evidence of hail on the ground yet we find damage to the roof.
If there is no collateral damage on the ground the roof has to be inspected.
Check your roof regularly if you don’t have Hail Resistant Roofing.
3. What is the appropriate action if I think I have hail damage?
We would love for you to call Integrity for a roof inspection. If you have significant hail damage we would encourage you to file an insurance claim and sign up for the Integrity Roof Solution. If you have minimal damage we will make suggestions depending upon the age of the roof.
Please be patient and have an experienced insurance restoration contractor inspect your roof prior to notifying the insurance company. If you have damage it is to your advantage to have personal representation on the roof. Your insurance company will send an adjuster to represent them.
4. How large does the hail stone need to be in order to damage my roof?
Small hail and soft hail typically do not damage a roof.
Nickel size hail and larger can damage an older shingle.
Golf ball size hard hail for five minutes and longer will typically damage most roofs.
Small hail driven by high winds for a long period of time can damage your roof.
5. What does hail damage look like?
Most hail damage will create a bruise in an asphalt shingle.
Some hail damaged shingles will have small craters on the surface.
The shingles surface will have areas of crushed granules where the hailstone impacted the shingle.
Sometimes hail stones will punch through the hip and ridge caps creating a hole in your shingles.
6. What kind of damage can hail create on my roof?
Hail damage can create current and futures leaks.
Hail damage will expose the bitumen to ultraviolet rays thus degrading the shingle.
Hail damage will void most shingle warranties.
Hail damage creates an economic burden on the homeowner unless the damage is repaired within the time guidelines of the insurance company.
Hail will accelerate granular loss
Hail will accelerate shingle aging
7. How does my insurance policy provide coverage for hail damage?
Homeowner’s policies are in place to protect the insured from a financial loss.
Your policy provides coverage for a sudden catastrophic event such as hail.
Coverage under an act of God falls under the category of a “no-fault claim”.
If you have significant hail damage to your roof your insurance carrier has a fiduciary responsibility to replace your roof with like kind.
If you have minimal hail damage on a younger roof your insurance carrier might decline roof replacement.
Also remember that we offer Hail Resistant Roofing.