Understanding Insurance Restoration Roofing Contractors

The difference between a Roofing company and an Independent Insurance Restoration Roof contractor is tremendous.  A Roofer will bid your job and typically compete on price.   Roofers offer a turnkey roof job only.  A qualified Independent Insurance Restoration contractor will offer a solution to the entire insurance restoration process.  This contractor will offer to assist in the filing of the claim, prepare a roof assessment, meet with the insurance adjuster, secure total roof replacement, negotiate with the insurance carrier for fair market value and correct scope of project, install a high quality roof and provide credit until the final payment is sent to you from the insurance carrier.

If you are comfortable with this arrangement you will be asked to sign a contingency agreement.  Your only responsibility will be to pay your deductible. There is no need to spend your time gathering 3-bids that will not line up with your insurance claim summary. A legitimate insurance restoration contractor will provide you with a roof replacement scope listing all the components that are to be replaced.  The estimate is provided to the insurance company and negotiations take place between the contractor and the insurance adjuster.

Most professional independent insurance restoration roofers deliver a win-win situation as they are allowed to negotiate with the carrier to get paid present-day fair-market value.   The homeowner gets a high quality roof and doesn’t have to settle for something less.  The homeowner pays their deductible. This is the best solution for everyone.